Accept In-Person Payments With Just Your Phone Using Tap to Pay—No Card Reader Required

If you’ve ever wrapped up an in-person session and thought “I’ll send the invoice later” or “Here’s the link—just pay it whenever you get a moment,” only to find yourself chasing payments days (or weeks) after the fact—you’re not alone.

But now, there's a better way.

With Tap to Pay in the Dubsado mobile app, you can accept in-person, contactless payments instantly—no extra hardware, no delays, and no awkward follow-ups. Just your phone and a tap.

What is Tap to Pay?

Tap to Pay allows you to accept contactless debit and credit cards, Apple Pay, Google Pay, and digital wallets—right from your smartphone using the Dubsado mobile app on your compatible iPhone or Android device. No card reader required. No manual entry.

Your client simply taps their card or phone against your device—and just like that, you’re paid.

It’s fast, secure, and built right into the Dubsado experience you already know and love.

📌 Tap to Pay is exclusively available through Dubsado Payments powered by Stripe. It is not available for users connected to PayPal or Square. Compare all payment processors here →

Who it's for

Whether you’re a wedding professional collecting a deposit, an interior designer finishing an on-site consultation, or a coach sealing the deal after an in-person session, Tap to Pay is designed for real-life, real-time moments.

Here are just a few examples of who’s already loving it:

📸 Photographers collecting balances post-shoot or upselling prints and albums

💄 Hair and makeup artists accepting payment after glam sessions or wedding prep

🌸 Florists and event planners taking final payments post-events

🛋️ Interior designers billing for an in-home design fee

🎤 Business coaches or consultants getting paid after a live session

💼 Virtual assistants and freelancers closing in-person deals after consultations

🪩 Booking clients at a networking event or selling products at a vendor expo

In short? If you meet clients in person, Tap to Pay gives you a professional and polished payment process.

Benefits of using Tap to Pay in Dubsado

No hardware required

Say goodbye to card readers or terminals. All you need is your phone and the Dubsado mobile app.

Get paid instantly

No more emailing links or waiting for a client to complete later. Tap and done.

Boost your revenue

Use in combination with surcharging to offset processing fees or add gratuity for flexible, client-driven payment options.

Save on processing fees

Tap to Pay transactions typically qualify for lower in-person rates (like 2.7% + 15¢ in the US and varies by location), helping you keep more of what you earn.

Deliver a seamless client experience

Create a polished, in-the-moment checkout experience your clients will remember for the right reasons.

Stay secure

Tap to Pay uses EMV contactless technology—with encrypted transactions and biometric verification via Apple Pay or Google Pay for added security. Card numbers are never stored on your device or on Dubsado’s servers, so both you and your clients can feel confident knowing their data is protected.

✅ Liability protection for fraud-related disputes

Just like chip card payments, Tap to Pay transactions benefit from EMV contactless security and liability shift coverage—so when a payment is authenticated, any fraud-related disputes usually fall on the card issuer, not your business. Mobile wallet transactions with Face ID or Touch ID offer even more defense against chargebacks.

How to start using Tap to Pay

  1. Make sure you're using Dubsado Payments powered by Stripe

  2. Update your Dubsado mobile app

  3. Tap More → Invoices in the app

  4. Select an invoice and choose Tap to Pay

  5. Hand your phone to your client—they tap, and you're paid.

Need a step-by-step guide?

Read the full help article on setting up and using Tap to Pay →

📌Tap to Pay is only available in supported locations and on compatible devices. Check compatibility here.

Ready to get paid faster?

Whether you're new to Dubsado or already managing your business inside the platform, Tap to Pay gives you one more way to run your business smoothly, professionally, and on the go.

Start your free trial of Dubsado today, download the Dubsado mobile app, and start getting paid with just a tap.

Start your free trial →

Download the mobile app: App Store | Google Play

Angela Munoz

With 15 years of small business ownership and marketing experience—and four years as a Certified Dubsado Specialist—Angela knows the ins and outs of Dubsado and running a business that works for you. Now, as Dubsado’s Marketing & Community Lead, she’s all about helping creative entrepreneurs grow with clarity and confidence. And if you’ve ever had your question answered or felt hyped up in the comments on social... yep, that was probably her and she loves connecting with the community—so don’t be shy, send us a DM and say hi!

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